Why Genesis Health?

Risk Extension™ Concept eliminates deductibles and coinsurance:

Spreading risk to reduce exposure is common in other industries such and lending, real estate and property and casualty insurance. Now, for the first time ever, Genesis Health brings this simple yet highly effective concept of “extending risk” to multiple carriers to you, the consumer. Whether you’re a business owner or just need an individual or family plan, our Risk Extension™ Concept will work for you. Spread the overall risk. Reduce the overall cost. It really is that simple.

We are sharply focused on one thing: Health Insurance:

Today, too many companies try to be all things to all people. The old one-stop- shop idea didn’t work out to well for anyone. The consumer ends up with watered down service and a quantity vs. quality approach. All of our agents do one thing and they do it well: Health Insurance.

Strong relationships with the highest rated insurers in the country:

Every good business owner knows that relationships are everything. At Genesis Health, we are very slow to add another product line to our palette. We believe that a deep understanding of the markets we’re in, allows us to determine the product mix that’s “just right” for our clients. Because we work with fewer companies, we spend less time comparing plan features and more time developing solutions that last.

Guaranteed issue plans:

There’s absolutely no one we can’t cover. Almost every day, we hear someone say, “You can’t cover me. I’ve been turned down by everyone.” We listen to the horror stories our clients tell us after being declined for diabetes, Crone’s Disease, cancer, prior heart surgeries and more. We are proud to say that for far less than it costs to join a state-guaranteed high risk pool, we’ve got you covered! Guaranteed.

Lower rates than any broker in the country:

How can we promise lower rates than other brokers? Simple. We get involved with our clients. We learn about your health, your medications, your current coverage and what you want your plan to do for you. And then we go to work. Anyone can sell you a cheap plan. But Genesis Health gives you powerful, low-cost plans you can keep forever.